3M Thinsulate gloves
Mountain Hardware knickers
Smarwool socks over lightweight cycling socks
And that's it. I've commented before that the Voler longsleeve thermal jacket is the warmest piece of clothing I own. I can layer down with 4 different wool shirts and not be as warm as I am in this jacket.
The best part about the commute today was a block from work, a guy walking along the sidewalk stopped dead in his tracks, covers his eyes from the sun while barely peering out of a heavy hooded jacket and asks happily as I ride by, "Nice day for a ride, huh?"
I do concur, sir. I do concur.